Payments
Merchant ServicesTrue ZeroText-to-Pay & InvoicingVirtual TerminalRecurring BillingPOS SystemsPricingCost CalculatorSwitch to JadaPayIndustries
RestaurantsRetailHome ServicesGarage DoorsHVAC, Plumbing & ElectricalRoofing & ExteriorsFarm MarketsFarm Supply & AgAuto RepairAll IndustriesGet paid. Keep more. Grow.
Payment processing, marketing, and working capital from one local partner, built for restaurants, retail shops, home service pros, and the businesses that keep their towns running.
- No-obligation statement review
- Real people, based in Colorado
- Processing + CRM in one bundle

Send a recent processing statement. We’ll show you what you’re really paying, line by line.
One partner for getting paid and growing
Four ways JadaPay helps your business, set up and supported by people who answer the phone.
Merchant Services
Take cards anywhere you do business: at the counter, in the truck, or over the phone.
- Terminals & POS systems
- Text-to-pay & invoicing
- Virtual terminal & recurring billing
True Zero Program
Our dual pricing program: cash and card prices shown clearly, with signage, receipts, and terminal programming.
- Cash & card prices posted
- Configured for your state’s rules
- Ongoing support
Marketing & JadaCRM
Get found, follow up on every lead, and turn happy customers into reviews.
- SEO, Google Ads & social
- Websites that convert
- JadaCRM bundled with processing
Merchant Cash Advance
Explore working-capital options through our funding partner, Quikstone Capital.
- Real-person guidance
- No obligation to accept
- Clear expectations up front
Built for businesses that do real work
The dinner rush, the checkout line, deposits on big jobs. We set up payments and growth tools around how your business actually runs.
Restaurants & Bars
Restaurant POS, tableside payments, and online ordering with TableTurn and Clover.
Explore restaurants →
Retail Shops
Learn more →
Home Services & Trades
Learn more →
HVAC, Plumbing & Electric
Learn more →
Roofing & Exteriors
Learn more →
Farm & Ag
Learn more →
Auto Repair
Learn more →Offset card processing costs, done the right way
True Zero is JadaPay’s dual pricing program. You post a cash price and a card price, and customers who choose to pay by card pay the posted card price, so your business can net closer to the face value of each sale. In Colorado, True Zero is offered as a cash discount program.
- 1We check fit firstWe review your statement, your industry, and the rules in your state before recommending anything.
- 2We set it up for youCounter signage, receipt wording, and terminal programming, all configured by our team.
- 3Your customers see clear pricingNo surprises at checkout, and real-person support whenever you need it.
Clear counter & door signageCustomers know before they pay.
Itemized receiptsReceipts show which price was charged.
Terminals programmed for youCredit and debit handled according to the rules.
“True Zero” is a program name, not a promise of zero cost. Card-brand rules and state laws vary, including how credit and debit cards are treated. JadaPay helps configure your program, signage, and receipts; merchants remain responsible for following applicable rules.
Never lose another lead
Bundle JadaCRM with your JadaPay processing and keep every call, text, review, and payment request in one place.
Missed-call text-backAuto-reply when you can’t pick up.
One inboxCalls, texts, email, and chat together.
Review requestsAsk every happy customer, automatically.
Text-to-paySend a payment link from the job site.
“Hi! Sorry we missed you. How can we help?” sent automatically.
Auto text-back sentReminder scheduled for an open estimate.
Pipeline: Estimate sentPayment link sent to customer by text.
Link deliveredSent after the job was marked complete.
Illustration only. Sample interface, no real customer data.
Switching is easier than you think
Three simple steps, and a real person with you the whole way.
Send your statement
Upload or email a recent processing statement. We review every line and explain what you’re paying today.
Get a clear proposal
We recommend the right setup for your business: standard pricing, True Zero, equipment, and CRM if it fits.
Switch with support
We handle setup and training and stay with you after go-live. No call centers, no runaround.
Proudly Veteran-Owned & Operated
Both of JadaPay’s owners are U.S. Army veterans. JP Davis, our founder, also served as a firefighter, and Brian Johnson served as a deputy sheriff. We serve local businesses the way we served our country and our communities: show up, tell the truth, and see the mission through.
That means plain-English pricing conversations, no pressure, and a real person on the other end of the phone.

See what you’re really paying.
Send us a recent processing statement and we’ll walk you through it in plain English. No obligation, no pressure.
