No cost, no obligation
Honest advice you can trust
Your data is never shared
Not a bot — real humans review
Professional Statement Review
Hidden Fees Found
Cost Savings Identified
What Is a Merchant Statement Analysis?
A merchant statement analysis is a professional review of your current payment processing statement. Our team examines your statement line by line to help you understand exactly where your money is going.
Our goal is simple: help you make an informed decision. Even if you decide to stay with your current provider.
What We Look For
We examine every line of your statement to identify what you're actually paying — and whether it's costing you more than it should.
Many merchant statements contain fees business owners don't fully understand. You'll know exactly where your money is going.
Many processors advertise one rate. The actual rate you pay is often very different. We'll calculate your true effective processing rate.
Not all pricing models are created equal. We'll evaluate whether your current setup makes sense for your business.
Many businesses are paying for outdated equipment or expensive lease agreements. We'll flag anything that's costing you more than it should.
We often identify opportunities to reduce processing costs, improve cash flow, upgrade equipment, improve customer experience, and simplify operations.
Who Should Request a Statement Analysis?
Whether you've never reviewed your statement or you're actively looking to switch processors, a free analysis gives you the information to make the best decision for your business.
If you haven't reviewed your processing costs in the last 12 months, there's a good chance you're missing valuable information. fits your specific operation.
If you're experiencing any of the following, a statement review is a great place to start.
Many businesses are exploring dual pricing programs as a way to offset processing costs. A statement analysis helps determine whether your business may be a good fit.
If you're opening a new business, understanding processing costs before choosing a provider can save you significant money over time. Start right from day one.
Industries We Commonly Help
No matter your industry, our payment specialists know what to look for in your type of statement.
Businesses We Commonly Help
We work with a wide range of liquor stores, wine shops, beer stores, beverage markets, and multi-location chains.
If your current setup is competitive, we'll tell you. If we identify opportunities for improvement, we'll explain them clearly. We believe long-term relationships are built through trust and transparency.
JadaPay is a Veteran-Owned company built on the principles that guided our service:
If you have questions about your statement, we'll take the time to explain what we're seeing and answer your questions.
No call centers. No scripted responses. Just real people who care about helping your business succeed.
What Happens After You Submit Your Statement?
From upload to answers — here's exactly what to expect when you submit your merchant statement for review.
Submit a recent merchant processing statement securely through our form.
Our team reviews your account, pricing structure, equipment costs, and all fees.
We prepare a personalized analysis identifying opportunities for improvement.
We schedule a quick call to review our findings and answer all your questions.
You choose what makes sense for your business. No pressure. No obligation. No hard sales tactics.
Secure & Confidential
We understand your merchant statements contain sensitive business information. All statement reviews are handled confidentially and used solely for the purpose of evaluating your current processing setup. Your information is never sold or shared with third parties.
Ready to See What You're Really Paying?
You work hard for every dollar your business earns. Let's make sure you're not giving away more than you need to. Upload your most recent merchant statement and one of our payment specialists will review it and provide a personalized analysis.
Stop Guessing What You're Paying. Start Knowing.
You May Be Paying More Than You Need To
No cost. No obligation. Just honest advice from a Veteran-Owned team that believes your business deserves better.
The analysis is 100% free — no fees of any kind.
You decide what to do with our findings.
Real specialists — not automated tools.
We'll tell you the truth, even if it means keeping your current provider.
Built on integrity, accountability, and service before self.
Frequently Asked Questions
Have a question not answered here? Give us a call or send us a message — we're happy to help.
Yes. There is absolutely no cost and no obligation. The analysis is provided as a complimentary service because we believe in earning your business through honest advice — not high-pressure sales tactics.
No. Our goal is to help you understand your options and make an informed decision. If your current setup is competitive, we'll tell you. If we identify real opportunities for improvement, we'll explain them clearly and let you decide.
Most reviews are completed within 1–3 business days depending on complexity. We'll follow up to schedule a brief consultation to walk through our findings with you.
We recommend submitting your most recent merchant processing statement. A PDF, photo, or scanned copy all work fine. If you're not sure where to find it, your processor should be able to email it to you directly.
We'll tell you. Our goal is transparency, not sales pressure. If your rates are solid and your setup makes sense for your business, we'll say so — and we may still be able to suggest technology improvements or other ideas worth considering.
We don't disappear after installation. Dedicated support that knows your system and your business.
Ready to Get Started?
Upload your statement or give us a call. Our team is ready to provide a professional, no-obligation review and help you make the best decision for your business.