Free Merchant Statement Analysis

Are You Paying Too Much for Payment Processing?

Most business owners have no idea what they're actually paying for credit card processing. Merchant statements are filled with complicated terminology, dozens of fees, and confusing rate structures. Let's change that.

No Cost

100% free, no strings attached

No Obligation

You decide what to do next

1–3 Days

Most reviews completed fast

Honest. Transparent. Free.

Just an Honest Review

No pressure. No obligation. No sales gimmicks. Just a professional analysis of your current processing setup.

Completely Free

No cost, no obligation

Veteran-Owned

Honest advice you can trust

Confidential

Your data is never shared

Real Specialists

Not a bot — real humans review

Professional Statement Review

Hidden Fees Found

Cost Savings Identified

What Is a Merchant Statement Analysis?

A Professional Review of What You're Really Paying.

A merchant statement analysis is a professional review of your current payment processing statement. Our team examines your statement line by line to help you understand exactly where your money is going.

Our goal is simple: help you make an informed decision. Even if you decide to stay with your current provider.

What you’re actually paying
How your pricing is structured
Where fees are being charged
Whether you’re paying unnecessary costs
Opportunities for improvement
Technology options available to your business

What We Look For

Every Fee. Every Rate. Every Detail.

We examine every line of your statement to identify what you're actually paying — and whether it's costing you more than it should.

🔍

Hidden Fees

Many merchant statements contain fees business owners don't fully understand. You'll know exactly where your money is going.

Monthly & Annual Fees
PCI Fees
Regulatory Fees
Equipment Fees
Service Charges
Network Fees
Miscellaneous Charges
📊

Effective Processing Rate

Many processors advertise one rate. The actual rate you pay is often very different. We'll calculate your true effective processing rate.

Pricing Structure

Not all pricing models are created equal. We'll evaluate whether your current setup makes sense for your business.

Flat Rate Pricing
Tiered Pricing
Interchange Plus Pricing
Subscription Pricing
Dual Pricing Programs
🖥

Equipment Costs

Many businesses are paying for outdated equipment or expensive lease agreements. We'll flag anything that's costing you more than it should.

Terminal Costs
POS System Costs
Equipment Leases
Service Contracts
Upgrade Opportunities

Potential Savings

We often identify opportunities to reduce processing costs, improve cash flow, upgrade equipment, improve customer experience, and simplify operations.

Who Should Request a Statement Analysis?

If Your Business Accepts Payments, This Is for You.

Whether you've never reviewed your statement or you're actively looking to switch processors, a free analysis gives you the information to make the best decision for your business.

📅

Haven't Reviewed Your Statement Recently?

If you haven't reviewed your processing costs in the last 12 months, there's a good chance you're missing valuable information. fits your specific operation.

😤

Frustrated With Your Current Processor?

If you're experiencing any of the following, a statement review is a great place to start.

Poor Customer Service
Rising Fees
Equipment Problems
Funding Delays
Contract Concerns

💱

Considering Dual Pricing?

Many businesses are exploring dual pricing programs as a way to offset processing costs. A statement analysis helps determine whether your business may be a good fit.

🚀

New Business Owners

If you're opening a new business, understanding processing costs before choosing a provider can save you significant money over time. Start right from day one.

Industries We Commonly Help

We Regularly Review Statements For These Businesses

No matter your industry, our payment specialists know what to look for in your type of statement.

🛍

Retail Stores

🍽

Restaurants

🔧

Contractors

💼

Professional Services

🎗

Nonprofits

Businesses We Commonly Help

Built for Every Beverage Retailer

We work with a wide range of liquor stores, wine shops, beer stores, beverage markets, and multi-location chains.

Honest Advice

If your current setup is competitive, we'll tell you. If we identify opportunities for improvement, we'll explain them clearly. We believe long-term relationships are built through trust and transparency.

Veteran-Owned Integrity

JadaPay is a Veteran-Owned company built on the principles that guided our service:

Integrity
Accountability
Service
Transparency
Long-Term Relationships

Real People. Real Support.

If you have questions about your statement, we'll take the time to explain what we're seeing and answer your questions.

No call centers. No scripted responses. Just real people who care about helping your business succeed.

What Happens After You Submit Your Statement?

A Simple 5-Step Process

From upload to answers — here's exactly what to expect when you submit your merchant statement for review.

1

Upload Your Statement

Submit a recent merchant processing statement securely through our form.

2

We Review Everything

Our team reviews your account, pricing structure, equipment costs, and all fees.

3

Customized Analysis

We prepare a personalized analysis identifying opportunities for improvement.

4

Brief Consultation

We schedule a quick call to review our findings and answer all your questions.

5

You Decide

You choose what makes sense for your business. No pressure. No obligation. No hard sales tactics.

Secure & Confidential

Your Statement Information Is Always Protected.

We understand your merchant statements contain sensitive business information. All statement reviews are handled confidentially and used solely for the purpose of evaluating your current processing setup. Your information is never sold or shared with third parties.

Ready to See What You're Really Paying?

Request Your Free Statement Analysis Today.

You work hard for every dollar your business earns. Let's make sure you're not giving away more than you need to. Upload your most recent merchant statement and one of our payment specialists will review it and provide a personalized analysis.

No Cost
No Obligation
Professional Review
Honest Recommendations
Veteran-Owned Service

Stop Guessing What You're Paying. Start Knowing.

You May Be Paying More Than You Need To

Upload Your Statement and Get a Free Professional Analysis

No cost. No obligation. Just honest advice from a Veteran-Owned team that believes your business deserves better.

No Cost

The analysis is 100% free — no fees of any kind.

No Obligation

You decide what to do with our findings.

Professional Review

Real specialists — not automated tools.

Honest Advice

We'll tell you the truth, even if it means keeping your current provider.

Veteran-Owned

Built on integrity, accountability, and service before self.

Frequently Asked Questions

Common Questions About Our Free Analysis

Have a question not answered here? Give us a call or send us a message — we're happy to help.

?

Is the statement analysis really free?

Yes. There is absolutely no cost and no obligation. The analysis is provided as a complimentary service because we believe in earning your business through honest advice — not high-pressure sales tactics.

?

Will I be pressured to switch processors?

No. Our goal is to help you understand your options and make an informed decision. If your current setup is competitive, we'll tell you. If we identify real opportunities for improvement, we'll explain them clearly and let you decide.

?

How long does the review take?

Most reviews are completed within 1–3 business days depending on complexity. We'll follow up to schedule a brief consultation to walk through our findings with you.

?

What statement should I submit?

We recommend submitting your most recent merchant processing statement. A PDF, photo, or scanned copy all work fine. If you're not sure where to find it, your processor should be able to email it to you directly.

?

What if my current pricing is already competitive?

We'll tell you. Our goal is transparency, not sales pressure. If your rates are solid and your setup makes sense for your business, we'll say so — and we may still be able to suggest technology improvements or other ideas worth considering.

?

Ongoing Support

We don't disappear after installation. Dedicated support that knows your system and your business.

Ready to Get Started?

Let's Find Out What You're Really Paying

Upload your statement or give us a call. Our team is ready to provide a professional, no-obligation review and help you make the best decision for your business.