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Home/Payments/Text-to-Pay & Invoicing
Payments for People Who Aren’t Behind a Counter

Text-to-Pay and Invoicing: Get Paid From the Job Site

The job’s done and the customer is standing right there. Send a secure payment link by text, they pay on their phone, and you’re pulling out of the driveway with the invoice closed. No app download for your customer, no paper invoice in the truck.

Get a Free Statement AnalysisBook a JadaCRM Demo
  • Payment links by text or email
  • Deposits, final invoices, and balances
  • Works with JadaCRM follow-up
Phone tapped on a card terminal showing an approved contactless payment
  • Veteran-owned & operated
  • Built by operators who run field businesses
  • Real people — not a call center
  • Nationwide service

“I’ll Mail You a Check” Is How Invoices Go Missing

Field businesses do the work first and get paid second. Every day between the two is a day the money isn’t in your account — and a day the customer might forget, dispute, or drift.

Text-to-pay closes that gap. Instead of handing over a paper invoice or keying a card number on a clipboard, you send a link. The customer taps it, sees the amount, and pays by card on their phone. Paired with JadaCRM, the same link can be sent as part of an estimate, a completed-job message, or a friendly reminder.

  • Collect before you leave the job
  • Send deposits to lock in a schedule date
  • Remind customers about open balances without awkward calls
  • Keep payment records with the customer, not on a sticky note

How Text-to-Pay Works

Payment links can be sent from JadaCRM (payments run on Authorize.net) or from a virtual gateway such as IPOSPays or ProCharge. We’ll recommend the right one for your setup.

1. Create the request

Enter the amount (or pull it from an estimate or invoice) and the customer’s mobile number or email.

2. The customer gets a secure link

They receive a text with a link to a hosted payment page. No app to download.

3. They pay on their phone

The customer enters their card on the payment page. Card data is entered on the processor’s hosted page — not texted back to you.

4. You get confirmation

You see the payment come through, and the customer gets a receipt. If you use True Zero, the receipt shows the card price that applied.

Deposits, Final Invoices, and Everything Between

Deposits

Lock in an install date or special-order part with a deposit request before the truck rolls.

Final invoices

Send the balance when the work is complete — while the customer is still looking at the finished job.

Progress payments

For bigger projects, request payments at milestones instead of carrying the whole job.

Past-due balances

A link and a polite reminder are easier than a phone call nobody wants to make.

Repeat work

For maintenance plans and memberships, see recurring billing.

Built for Businesses That Get Paid on the Move

Home services →Garage door companies →HVAC, plumbing & electrical →Roofing & exteriors →Auto repair shops — text the customer when the car is ready, with the link to payProfessional offices and appointment-based businesses

Keep More of Each Invoice

True Zero on payment links

Eligible merchants using True Zero can show the cash and card prices on the payment page and receipt, so the customer sees it before paying. Rules differ by card brand, card type, and state, so we confirm the setup for your business first.

Bank (ACH) payments

For large invoices, some customers prefer to pay from their bank account. Ask us whether ACH payments fit your setup. See ACH payment processing.

Program availability depends on your business type, location, card-brand rules, and state law. JadaPay reviews fit before setup.

Text-to-Pay Works Better Inside JadaCRM

When your payment links live in JadaCRM, they sit next to everything else about the customer — the original call, the estimate, the job notes, and the review request after payment.

  • Send an estimate, then a payment link, from the same conversation
  • Missed-call text-back keeps new leads from going cold
  • Automatic reminders for open invoices
  • Review requests after the job is paid
Book a JadaCRM Demo

Getting Set Up

  1. 1

    Tell us how you invoice today

    Paper, QuickBooks, a field-service app, or a notebook — we start from what you use.

  2. 2

    Review your statement

    A free statement analysis shows what you’re paying now on keyed and online payments.

  3. 3

    Set up payment links

    We configure text-to-pay (and True Zero disclosures, if you use it) and walk your team through sending a request.

  4. 4

    Add follow-up if you want it

    Turn on JadaCRM reminders and review requests when you’re ready.

Get a Free Statement Analysis

Text-to-Pay, Explained

What is text-to-pay?

Text-to-pay lets you send a customer a secure payment link by text message. They tap the link and pay on their phone — no app download required.

Is it secure?

Customers enter card details on a hosted payment page, not in a text message, and the card data isn’t texted back to you. We’ll walk you through how the payment page works for your account.

Can I send an invoice by email instead?

Yes. Payment links can go by text or email, depending on what your customer prefers.

Do I need JadaCRM to use text-to-pay?

No, but it helps. JadaCRM keeps the payment link next to the customer’s calls, estimates, and reminders. See JadaCRM.

Can I use True Zero with text-to-pay?

In many cases, yes, with cash and card prices clearly shown on the payment page and receipt. We confirm it fits your business and state before setup.

What about customers who want to pay over the phone?

Use a virtual terminal to key the card while you’re on the call, or text them a link so they enter it themselves.

Do customers have to agree to receive texts?

Yes. Business texting follows consent and carrier rules. We’ll explain what’s needed when we set up JadaCRM texting.

How do I get started?

Send a statement or call 833-JADAPAY.

Stop Chasing Invoices

You finished the job. Getting paid should take a text, not a week. Talk to JadaPay about setting up text-to-pay and invoicing for your crew.

Get a Free Statement AnalysisCall 833-JADAPAY
jadapay@jadapay.com833-523-2729
JadaPay True Zero

Payment processing, marketing, and funding options for small businesses, with real people who answer the phone.

★★★ Proudly Veteran-Owned & Operated

Payments

  • Merchant Services
  • True Zero
  • POS Systems
  • Text-to-Pay
  • Pricing
  • Statement Analysis
  • Cost Calculator

Industries

  • Restaurants
  • Retail
  • Home Services
  • Garage Doors
  • Farm & Ag
  • Auto Repair
  • All Industries

Company

  • Our Story
  • Why JadaPay
  • JadaCRM
  • Funding
  • Blog
  • FAQ

Contact

833-JADAPAY jadapay@jadapay.com Greenwood Village, CO · Corydon, IN · Pompano Beach, FL Contact us →

Merchant cash advance options are offered through our funding partner, Quikstone Capital. Funding decisions, underwriting, and agreements are made by Quikstone Capital or its funding partners. Submitting a request does not guarantee funding, and amounts and timelines vary.

True Zero is JadaPay’s dual pricing program. “True Zero” is a program name, not a guarantee of zero processing cost. Program availability and structure depend on card-brand rules and applicable state law. In Colorado, True Zero is offered as a cash discount program.

Clover, Dejavoo, Exatouch, TableTurn, Authorize.net, ProCharge, IPOSPays, QuickBooks, Visa, Mastercard, and other product and company names on this site are trademarks of their respective owners. JadaPay is an independent company and an authorized dealer of the products it names as such; it is not owned by any of these companies, and references to other companies, including QuickBooks, do not imply affiliation or endorsement.

JadaPay is a sales partner of Electronic Payments, Inc., a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA.

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